Traditional/Core

Resourceful. Robust.
Right On the Money.

We provide the expertise and resources to develop strong core benefit programs that meet the needs of your company and employees.

General Services

• Strategic Planning
• Program Design
• Funding Analysis and Solutions
• Cafeteria/125 Plans
• Spending Accounts

Health Care

• Medical, Dental, Vision and Prescription
• Health Care Reform
• Insured/Self Insured Plans
• Stop Loss
• Population Health Management
• Wellness/Disease Management
• High Deductible Plans/Health Savings Accounts
• Claims Assistance<
• Limited Medical Programs

Absence and Disability
Disability and absence management programs, including Short Term Disability, Long Term Disability, FMLA and other leave programs

Life and Accident
Basic and supplemental programs tailored to your group’s risk characteristics

Specialty Coverages
Travel Accident, International Benefits, Group Legal, Auto/Home Coverage

Voluntary &
Supplemental

Flexible. Responsible.

We will help you choose supplemental benefits—selectively and responsibly—that complement the value of your overall benefit program. Our extensive communication and enrollment services increase your employees’ understanding and plan value and ensure successful implementation.

Comprehensive Product Portfolio

• Accident Plans
• Auto/Homeowners
• Cancer Coverage
• Critical Illness
• Dental
• Disability (Short Term and Long Term)
• Identity Theft Protection
• Legal Assistance Programs
• Life Insurance (Term, Whole Life, Universal)
• Long Term Care
• Medical
• Medical Gap/Bridge
• Pet Insurance
• Prescription Plans
• Spending Accounts (Flexible Spending Accounts, Health Savings Accounts, Dependent Care Accounts)
• Vision

Group and Individual Plans

Enrollment Specialists

Personalized Communications